Minicredit Provides Online Loans in Nigeria

MiniCredit provides online loans in Nigeria without collateral, download this App and enjoy fast and friendly loans at anytime, anywhere. Our loan app is available to serve customers in Nigeria with Android phones only.


Fees and Interest

Tenure: from 91 days to 365 days.
Loan Amount: from NGN 3,000 to NGN 200,000.
Interest Rate: from 12% to 24% APR
For example, 91-day loan payment terms have a processing fee of 25% and an interest of 13.65%. For the loan processed with a principal amount of NGN 3,000, the processing fee is NGN 750, the interest is NGN 409.5, the total amount due is NGN 4,159.5. The total amount due in the first month will be N1,886.5, the processing fee will be N750, the interest will be N136.5, the total amount due in the second month will be N1136.5, the interest will be N136.5, the total amount due in the third month is same as second month.


Why choose MiniCredit?

1. You can apply a loan by your credit. No collateral. No paperwork, Secure and Reliable
2. Limit range from NGN10,000 to NGN300,000.
3. Flexible repayment between 91days to 365days.
3. Paperless and digital process on your mobile. All the steps can be done online.
4. Repay your loans in time or complete increase limit tasks to build your credit limit and reduce on interest rate.
5. Don’t worry about forgetting repayment. We’ll send messages to remind you.


Several steps to get your loan

1. Install the MiniCredit Application.
2. Register an account.
3. Select expected loan product.
4. Fill out your basic personal information, BVN and bank info, then submit the application.
5. After the submission, the final application result will be shown in the APP and you will be informed by SMS.
6. E-sign the loan agreement after the approval.
7. After the E-sign, the approved loan amount will be disbursed into your account shortly and a SMS notification will be sent.



1. Nigeria Resident.
2. 20-60 years old.
3. Salary earner.
Contact MiniCredit
1. We are available 24/7 to assist you with your request
2. Service Email: [email protected]

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