NairaLoans – Personal and Safe Loan Service App in Nigeria

NairaLoans is an online lending platform that offers fast, safe, and easy loans to individuals in Nigeria. The platform provides loans from ₦10,000 to ₦100,000 with repayment terms ranging from 91 to 365 days. NairaLoans is committed to providing customers with excellent service and transparency, with no hidden fees or charges.

One of the standout features of NairaLoans is the low annual interest rate, which ranges from 12% to 24%. This means that customers can access loans at affordable rates, making it easier for them to achieve their financial goals. For example, if a customer borrows ₦5,000 for 180 days with an interest rate of 12%, the total interest charge would be ₦600. The total repayment amount would be ₦5,600.

Our Offers:

  1. Loan amount from ₦10,000 to ₦100,000.
  2. Repayment from 91 days to 365 days.
  3. Easy to get a safe loan.
  4. No hidden charges.
  5. Annual Interest rate: 12% -24%


If the loan amount is NGN5,000, the loan term is 180 days, and the interest rate is 12%, the total interest should be NGN5,000*12%= NGN600. The total repayment amount would be NGN5,000+ NGN5,000*12%= NGN5,600.

How to Apply for a Naira Loan?

  1. Download the Nairaloans app.
  2. Register an account with a phone number.
  3. Fill out basic information and submit a loan application.
  4. Receive your loan straight into your bank account.


  1. Nigeria resident.
  2. 18-60 years old.


To apply for a loan with NairaLoans, customers need to download the NairaLoans app from the Google Play Store or Apple App Store. After downloading the app, they will need to register an account with their phone number and complete their profile with basic information. Once the application is submitted, NairaLoans will process the loan and credit the customer’s account with the loan amount. The process is fast and straightforward, and customers can access their loans without leaving the comfort of their homes. Apply now

Ages of the Beneficiaries of NairaLoans:

NairaLoans offers loans to Nigerian residents who are between the ages of 18 and 60 years old. This means that a wide range of people can access the loans and use them for various purposes, such as paying for school fees, starting a business, or covering unexpected expenses.

Customer Support System:

NairaLoans has an excellent customer support system, with representatives available 24/7 to assist customers with their loan applications and other inquiries. Customers can reach out to the customer support team via email at [email protected] or by visiting their office at 2a, Isaac John Street, GRA, Ikeja, Lagos, Nigeria.

In summary, NairaLoans is a reliable online lending platform that provides fast, safe, and easy loans to individuals in Nigeria. With affordable interest rates, transparent processes, and excellent customer support, NairaLoans is an excellent choice for anyone looking for a quick and reliable loan service.

Contact Us

  • We are available 24*7 to assist you with your request.
  • Service Email: [email protected]
  • Our Office Address: 2a, Isaac John Street, GRA, Ikeja, Lagos, Nigeria

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