SoftNaira – Solution for Personal Loans

SoftNaira is a leading mobile app in Nigeria that provides hassle-free personal loans to meet your urgent financial needs. With loan amounts ranging from ₦40,000 to ₦800,000 and flexible repayment terms of 91 to 180 days, you have access to the funds you require when you need them the most.

Interest Rates and Fees

SoftNaira offers competitive interest rates and transparent fees to make borrowing affordable

  • Interest rates range from 15% to 36% with an equivalent monthly interest of 1.25% to 3%.
  • The Annual Percentage Rate (APR) ranges from 15% to 36%.

For example, if you choose a 91-day loan and borrow ₦50,000 at a monthly interest rate of 2% and an interest rate of 6%, the total interest charged for the repayment period would be ₦3,000. Therefore, the total repayment amount would be ₦53,000.

Why Choose SoftNaira?

SoftNaira stands out from other loan apps due to its outstanding features and customer benefits

  • No paperwork or documents: Say goodbye to tedious paperwork and documentation. SoftNaira’s loan application process is entirely paperless, saving you time and effort.
  • No collateral or guarantors: SoftNaira understands the importance of accessibility. You can obtain a loan without the need for collateral or guarantors, making it convenient for everyone.
  • No hidden fees: SoftNaira believes in transparency. There are no hidden fees or surprises when it comes to borrowing. All fees are communicated upfront during the loan application process.

How to Apply for a Loan?

Securing a personal loan with SoftNaira is a straightforward process, consisting of just three simple steps

  1. Sign up: Create an account to get started.
  2. Fill up details for approval: Provide the necessary details to complete the loan application process. SoftNaira ensures a quick and hassle-free approval process.
  3. Loan disbursement after approval: Once your loan is approved, the funds will be disbursed directly to your bank account, ensuring swift access to the funds you need.

Loan Eligibility

To be eligible for a loan, you must meet the following criteria

  1. Nigerian resident.
  2. Aged between 20 and 60 years old.
  3. Have a regular monthly income.

Contact SoftNaira

If you have any questions or require assistance, feel free to contact us via the following channels

  • Email: [email protected]
  • Telephone: +234 8056294848
  • Company Address: Plot 7 Abuloma Rd, Okuruama 500101, Port Harcourt, Nigeria

Discover More Loan Apps

For additional options that cater to your loan needs, consider exploring the following apps

  • Fair Credit – Online Loan App
  • New Credit Loan App: Naira Loan
  • EasyNaira-Personal Cash Loans
  • Swift naira — Easy Loan APP
  • BGloan Legal Cash Loan
  • Nairabus-Secure and Safe

Each of these apps offers unique features and benefits, allowing you to choose the one that best aligns with your requirements and financial goals.

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